What Ko-fi's terms say
Ko-fi's terms of service and privacy policy have 5 rated points: 0 serious, 1 bad, 3 worth knowing and 1 good. 3 apply whenever you use the site, signed in or not; 2 only once you have an account.
Whenever you use Ko-fi
Worth knowing 3
This service assumes no responsibility and liability for the contents of links to other websites
Where it says this ↗There is a date of the last update of the agreements
There is a date of the last update of the terms
Where it says this ↗The service assumes no liability for any damages the user incurs
This service assumes no liability for any losses or damages resulting from any matter relating to the service
Where it says this ↗
If you have a Ko-fi account
Bad 1
Your account can be deleted or permanently suspended without prior notice and without a reason
The service can delete your account without prior notice and without a reason
Where it says this ↗
Good 1
You have the right to leave this service at any time
Where it says this ↗
The documents
Ratings by ToS;DR volunteers; they can lag behind the current terms. Not legal advice.