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What PayPal's terms say

F privacy grade · paypal.com · Money

PayPal's terms of service and privacy policy have 59 rated points: 6 serious, 25 bad, 19 worth knowing and 9 good. 48 apply whenever you use the site, signed in or not; 11 only once you have an account.

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Signed in or not

Whenever you use PayPal

Serious 5

  • Your personal data is used for automated decision-making, profiling or AI training

  • Sensitive data is collected and shared to target advertising

  • Your personal information may be collected, regardless of whether you interacted directly with the service or not

    Your data is collected even if you did not interact with the service directly

  • You may still be tracked even after opting out from tracking

  • Changes in policies are applied retroactively

Bad 23

  • The court of law governing the terms is in a jurisdiction that is less friendly to user privacy protection

    The court of law governing the terms is in a jurisdiction that is less friendly to user privacy protection.

    Created by Docbot version v3

    Where it says this ↗

  • Your personal information is used for many different purposes

  • Location data may be collected, used and/or shared

  • Your personal data may be used for marketing purposes

  • Instead of asking directly, this Service will assume your consent to changes of terms merely from your usage

  • Certain features may be throttled

    Your use is throttled

  • You are tracked via web beacons, tracking pixels, browser fingerprinting, and/or device fingerprinting

  • Referring and/or exit pages are tracked

    This service tracks which web page referred you to it

  • This service receives your precise location through GPS coordinates

  • Your personal data is used to employ targeted third-party advertising

  • Third-party cookies are used for advertising

  • Your biometric data is collected

  • Extra data may be collected about you through promotions

  • Your profile is combined across various products

  • You may be tracked on other websites

  • Information is gathered about you through third parties

  • This service shares your personal data with third parties that are not essential to its operation

  • Your personal data may be disclosed to comply with government requests without notice to you

  • Your personal data may be sold or otherwise transferred as part of a bankruptcy proceeding or other type of financial transaction

  • Per the service's terms, you may not express negative opinions about them

  • Third-party cookies are employed, but with opt out instructions

  • Many different types of personal data are collected

  • Many third parties are involved in operating the service

Worth knowing 13

  • You agree not to use the service for illegal purposes

    Users agree not to use the service for illegal purposes

    Where it says this ↗

  • No guarantee is made reguarding the accuracy and/or reliability of the information provided

    The service does not guarantee accuracy or reliability of the information provided

    Created by Docbot version v3

    Where it says this ↗

  • Invalidity of any portion of the Terms of Service does not entail invalidity of its remainder

    Created by Docbot version v3

    Where it says this ↗

  • You are prohibited from attempting to gain unauthorized access to other computer systems

    Created by Docbot version v3

    Where it says this ↗

  • Separate policies are employed for different parts of the service

  • Third parties are involved in operating the service

  • Your IP address is collected, which can be used to view your approximate location

  • Your personal data may be aggregated into statistics

    Your personal data is aggregated into statistics

  • Do Not Track (DNT) headers are ignored and you are tracked anyway even if you set this header

  • This service informs you that its Privacy Policy does not apply to third-party services

  • This service gives your personal data to third parties involved in its operation

  • There is a date of the last update of the agreements

  • First-party cookies are used

Good 7

  • You aren’t forced into binding arbitration in case of disputes

    This service does not force users into binding arbitration

    Where it says this ↗

  • Your information is only shared with third parties when given specific consent

    Where it says this ↗

  • You can opt out of targeted advertising

    Created by Docbot version v3

    Where it says this ↗

  • When the service wants to make a material change to its terms, you are notified at least 30 days in advance

    When the service wants to make a material change to its terms, you are notified at least 14 days in advance

  • Information is provided about what kind of personal information is collected

  • The service reviews its Privacy Policy on a regular basis

  • Information is provided about how your personal data is used

With an account

If you have a PayPal account

Serious 1

Bad 2

  • Your provided identifiable information is actively checked by the service

  • Tracking pixels are used in service-to-user communication

Worth knowing 6

  • You must create an account to use this service

    Where it says this ↗

  • You agree not to submit libelous, harassing or threatening content

    Created by Docbot version v3

    Where it says this ↗

  • Your content can be deleted if you violate the terms

    Your transactions can be canceled if you violate the terms

  • This service is only available to users over a certain age

  • You can’t close your account if an investigation is ongoing

  • You are responsible for maintaining the security of your account and for the activities on your account

Good 2

  • You have the right to leave this service at any time

  • You can choose with whom you share content

The documents

Ratings by ToS;DR volunteers; they can lag behind the current terms. Not legal advice.