What Affirm's terms say
Affirm's terms of service and privacy policy have 6 rated points: 0 serious, 4 bad, 2 worth knowing and 0 good. 5 apply whenever you use the site, signed in or not; 1 only once you have an account.
I have a Affirm account
I only visit it
Adds Affirm to your list and compares it with the other sites you use.
Signed in or not
Whenever you use Affirm
Bad 4
Information is gathered about you through third parties
Where it says this ↗Instead of asking directly, this Service will assume your consent to changes of terms merely from your usage
Instead of asking directly, this Service will assume your consent merely from your usage.
Where it says this ↗You are forced into binding arbitration in case of disputes
Where it says this ↗
Worth knowing 1
Third parties are involved in operating the service
Where it says this ↗
With an account
If you have a Affirm account
Worth knowing 1
You can’t close your account if an investigation is ongoing
Where it says this ↗
The documents
Ratings by ToS;DR volunteers; they can lag behind the current terms. Not legal advice.