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What Klarna's terms say

C privacy grade · klarna.com · Money

Klarna's terms of service and privacy policy have 8 rated points: 0 serious, 2 bad, 4 worth knowing and 2 good. 6 apply whenever you use the site, signed in or not; 2 only once you have an account.

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Signed in or not

Whenever you use Klarna

Bad 1

  • Information is gathered about you through third parties

Worth knowing 3

  • Your IP address is collected, which can be used to view your approximate location

  • Your personal data may be aggregated into statistics

    Your personal data is aggregated into statistics

  • Blocking first-party cookies may limit your ability to use the service

    Blocking first party cookies may limit your ability to use the service

Good 2

  • The service claims to be CCPA compliant for California users

  • You can request access, correction and/or deletion of your data

With an account

If you have a Klarna account

Bad 1

  • Your provided identifiable information is actively checked by the service

Worth knowing 1

  • You are not allowed to use pseudonyms, as trust and transparency between users regarding their identities is relevant to the service

    You are not allowed to use pseudonyms, as trust and transparency between users regarding their identities is relevant to the service.

The documents

Ratings by ToS;DR volunteers; they can lag behind the current terms. Not legal advice.