What La Banque Postale's terms say

Bad 7

• Your personal data may be used for marketing purposes

  "On the basis of the legitimate interest of the Group’s entities, the latter carry out processing of personal data such as: In order to offer you commercial offers adapted to your needs, commercial prospecting by mail or by phone from La Banque Postale, on its behalf or on behalf of its subsidiaries and partners for individuals, commercial prospecting by any means for legal persons, the transmission of customer contact data to subsidiaries of La Banque Postale, for commercial prospecting purposes, by themselves to such customers, by mail or by phone, the proposal of personalized offers and services, likely to correspond to the particular expectations of the customer, based on a marketing segmentation exercise as well as on the analysis of its use of the various products and services subscribed by them to the entities of the Group."

• Extra data may be collected about you through promotions

  "In order to offer you sponsorship operations or participation in sweepstakes or contests, the completion of sponsorship operations, resulting in the use of the data of the sponsored person and those of the sponsoring customer to identify sponsorship and associated benefits, the realization of contests, sweepstakes or promotional operations."

• Information is gathered about you through third parties

  "The Group’s entities may also, where necessary, be required to collect personal data indirectly from: third parties [...]"

• A secure, anonymized record of your data may be kept for analytical purposes after the data retention period ends

  The service may keep a secure, anonymized record of your data for analytical purposes even after the data retention period

  "At the end of these deadlines, the Group proceeds to their destruction in accordance with its internal policy or makes them anonymous, for use for statistical purposes."

• Third-party cookies are used for advertising

  "| Criteo | cto_bundle | 13 months | Advertising | La Banque Postale and La Banque Postale Consumer Finance |"

• Third-party cookies are used for statistics

  "Publisher : Piano analytics | Cookie name | Cookie life | Purposes | Data controller | | atidvisitor | 6 months | Audience measurement | La Banque Postale |"

• Your data may be processed and stored anywhere in the world

  "The La Banque Postale Group favours the storage of personal data in the European Union and when a transfer is necessary, the Group takes the necessary measures to ensure the security of your data. Your personal data may, in connection with certain operations, be transferred to service providers or “subcontractors” within the meaning of the GDPR established in a country outside the European Union."

Worth knowing 8

• The court of law governing the terms is in location X

  The court of law governing the terms is in France

  "These Terms of Use are governed and subject to French law."

• The service assumes no liability for any damages the user incurs

  "La Banque Postale is not responsible for any direct or indirect damages, occurring in particular during the User’s access to the Site or the use of the Site, the User's non-compliance with the Site or its contents to any regulation, or any infringement of the rights of third parties."

• No guarantee is made reguarding the accuracy and/or reliability of the information provided

  The service does not guarantee accuracy or reliability of the information provided

  "La Banque Postale does not grant any express or implicit warranty as to the use of the Site by the User and in particular on the availability, the timely, current, reliable and useful nature of the Site and its contents."

• This service does not guarantee that it or the products obtained through it meet your expectations or requirements

  "Similarly, La Banque Postale does not guarantee that the content and services obtained by the User on the Site will be in line with their expectations"

• Your personal data may be aggregated into statistics

  Your personal data is aggregated into statistics

  "[...], for the purpose of carrying out statistical studies and commercial management [...]"

• Your IP address is collected, which can be used to view your approximate location

  "Connection data related to the use of our online services: IP address"

• This service gives your personal data to third parties involved in its operation

  "Your personal data may thus be communicated to entities other than the one who collected it within the La Banque Postale Group or to third parties outside the Group."

• There is a date of the last update of the agreements

  "These Terms of Use have entered into force on March 1, 2023."

Good 9

• The court of law governing the terms is in a jurisdiction that is friendlier to user privacy protection

  The court of law governing the terms is in a jurisdiction that is friendlier to user privacy protection (France)

  "These Terms of Use are governed and subject to French law."

• The service claims to be GDPR compliant for European users

  "The La Banque Postale Group undertakes to comply with the regulations in force on the processing of personal data and in particular Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (hereinafter “GDPR”) and any applicable national regulations (hereinafter “la Réglementation”)."

• The service claims that third parties it shares your personal information with are bound by confidentiality obligations

  Third parties used by the service are bound by confidentiality obligations

  "The Group requires each recipient of your personal data to respect the appropriate security and confidentiality guarantees."

• You can request access, correction and/or deletion of your data

  "You have the right to access and rectify, delete, limit processing, and a right to the portability of your data."

• You will be notified if personal data has been affected by data breaches

  "Any breach of your personal data that may create a high risk to your rights and freedoms will be notified to you as soon as possible in accordance with the regulations in force."

• Information is provided about how your personal data is used

  "Why and on what legal basis does the La Banque Postale Group process your personal data?"

• You can limit how your information is used by third parties and the service

  "Right to limitation: you can request the suspension of the processing of your personal data, in particular if you dispute the accuracy of the data used or if you object to your data being processed."

• A list of all cookies used by the service is provided

  "The list reproduced below tells you the name of the cookie publisher, the name of the cookies, their lifespan on your browser, and their purposes."

• Information is provided about what kind of personal information is collected

  "What personal data is processed by the La Banque Postale Group?"

Good 2

• You can retrieve an archive of your data

  "Right to portability: you can ask the Group entity to recover the personal data you have provided to it, if they were necessary for a contract or the processing to which you have consented, in order to have it at your disposal or to transmit it to a third party."

• You can set guidelines for the use of your personal information after your death

  "Ability to organize the fate of your personal data after death: you can give us general or specific guidelines for the retention, erasure and communication of your data after death."