What Plaid's terms say
Plaid's terms of service and privacy policy have 44 rated points: 0 serious, 16 bad, 18 worth knowing and 10 good. 36 apply whenever you use the site, signed in or not; 8 only once you have an account.
Whenever you use Plaid
Bad 13
Third-party cookies are employed, but with opt out instructions
Third party cookies are employed, but with opt out instructions
Created by Docbot version v3
Where it says this ↗Many different types of personal data are collected
Created by Docbot version v3
Where it says this ↗Instead of asking directly, this Service will assume your consent to changes of terms merely from your usage
Instead of asking directly, this Service will assume your consent to changes of terms merely from your usage.
Created by Docbot version v3
Where it says this ↗Information is gathered about you through third parties
Created by Docbot version v3
Where it says this ↗Your personal data may be disclosed to comply with government requests without notice to you
Created by Docbot version v3
Where it says this ↗You are tracked via web beacons, tracking pixels, browser fingerprinting, and/or device fingerprinting
Created by Docbot version v3
Where it says this ↗Your data may be processed and stored anywhere in the world
Created by Docbot version v3
Where it says this ↗Any liability on behalf of the service is only limited to the fees you paid as a user
Created by Docbot version v3
Where it says this ↗Location data may be collected, used and/or shared
This service may collect, use, and share location data
Created by Docbot version v3
Where it says this ↗Some personal data may be kept for business interests or legal obligations
Created by Docbot version v3
Where it says this ↗Your personal data may be sold or otherwise transferred as part of a bankruptcy proceeding or other type of financial transaction
Created by Docbot version v3
Where it says this ↗
Worth knowing 14
The court of law governing the terms is in location X
The court of law governing the terms is in the U.K.
Created by Docbot version v3
Where it says this ↗The service is provided 'as is' and to be used at your sole risk
Created by Docbot version v3
Where it says this ↗The service assumes no liability for any damages the user incurs
Created by Docbot version v3
Where it says this ↗Failure to enforce any provision of the Terms of Service does not constitute a waiver of such provision
Created by Docbot version v3
Where it says this ↗Defend, indemnify, hold harmless; survives termination
Created by Docbot version v3
Where it says this ↗Invalidity of any portion of the Terms of Service does not entail invalidity of its remainder
Created by Docbot version v3
Where it says this ↗This service assumes no responsibility and liability for the contents of links to other websites
Created by Docbot version v3
Where it says this ↗This service gives your personal data to third parties involved in its operation
Created by Docbot version v3
Where it says this ↗This service informs you that its Privacy Policy does not apply to third-party services
The service informs you that its privacy policy does not apply to third party websites
Created by Docbot version v3
Where it says this ↗Blocking first-party cookies may limit your ability to use the service
Blocking first party cookies may limit your ability to use the service
Created by Docbot version v3
Where it says this ↗No warranty is made regarding an uninterrupted, timely, secure and/or error-free experience
The service provider makes no warranty regarding uninterrupted, timely, secure or error-free service
Created by Docbot version v3
Where it says this ↗This service does not guarantee that it or the products obtained through it meet your expectations or requirements
Created by Docbot version v3
Where it says this ↗Your IP address is collected, which can be used to view your approximate location
Created by Docbot version v3
Where it says this ↗
Good 9
This service claims that your personal data is not being sold
Your personal data is not sold
Created by Docbot version v3
Where it says this ↗You can request access, correction and/or deletion of your data
Created by Docbot version v3
Where it says this ↗Information is provided about what kind of personal information is collected
Information is provided about what kind of information they collect
Created by Docbot version v3
Where it says this ↗A complaint mechanism is provided for the handling of personal data
Created by Docbot version v3
Where it says this ↗The service claims to be GDPR compliant for European users
Created by Docbot version v3
Where it says this ↗The service claims that third parties it shares your personal information with are bound by confidentiality obligations
Third parties used by the service are bound by confidentiality obligations
Created by Docbot version v3
Where it says this ↗The service claims to be CCPA compliant for California users
Created by Docbot version v3
Where it says this ↗
If you have a Plaid account
Bad 3
You must provide your legal name, pseudonyms are not allowed
Created by Docbot version v3
Where it says this ↗Tracking pixels are used in service-to-user communication
Created by Docbot version v3
Where it says this ↗Your account can be deleted or permanently suspended without prior notice and without a reason
Created by Docbot version v3
Where it says this ↗
Worth knowing 4
This service is only available to users over a certain age
This service is only available to users over 18 years old
Created by Docbot version v3
Where it says this ↗You agree not to submit libelous, harassing or threatening content
Created by Docbot version v3
Where it says this ↗You must report to the service any unauthorized use of your account or any breach of security
Created by Docbot version v3
Where it says this ↗
Good 1
You can opt out of receiving promotional communications
You can opt out of promotional communications
Created by Docbot version v3
Where it says this ↗
The documents
Ratings by ToS;DR volunteers; they can lag behind the current terms. Not legal advice.