What Ramsey Solutions's terms say
Ramsey Solutions's terms of service and privacy policy have 11 rated points: 0 serious, 4 bad, 5 worth knowing and 2 good. 10 apply whenever you use the site, signed in or not; 1 only once you have an account.
Whenever you use Ramsey Solutions
Bad 4
Your personal data is used to employ targeted third-party advertising
Where it says this ↗You are tracked via web beacons, tracking pixels, browser fingerprinting, and/or device fingerprinting
Where it says this ↗Many different types of personal data are collected
Another quote, "We will also collect personal information that you provide/input on our Sites, such as your name, birthdate, e-mail address, mailing address, social media username(s), phone number, organization name, unique personal identifier, insurance policy information you share with us, or payment processing information (e.g., debit card information or other banking information). This includes information that you may provide us regarding documents or files which you upload to the Sites."
Where it says this ↗The service is only available in some countries approved by its government
Worth knowing 4
The court of law governing the terms is in location X
The court of law governing the terms is in Tennessee, USA
Where it says this ↗No guarantee is made reguarding the accuracy and/or reliability of the information provided
The service does not guarantee accuracy or reliability of the information provided
Where it says this ↗There is a date of the last update of the agreements
Where it says this ↗Do Not Track (DNT) headers are ignored and you are tracked anyway even if you set this header
Do Not Track (DNT) headers are ignored and you are tracked anyway even if you set this header.
Where it says this ↗
Good 2
The service claims to be CCPA compliant for California users
Where it says this ↗You can opt out of targeted advertising
Where it says this ↗
If you have a Ramsey Solutions account
Worth knowing 1
This service is only available to users over a certain age
This service is only available to users over 13
Where it says this ↗
The documents
Ratings by ToS;DR volunteers; they can lag behind the current terms. Not legal advice.